Voyage Retirement Blog

Taxes and Retirement Planning

August 21, 2017

The White House recently introduced what it billed the “biggest tax cut” in U.S. history. While a presidential tax proposal is not likely to get passed without significant changes, the fact that Republicans dominate both chambers of Congress suggests 2017 may well be a year in which significant tax reform is engineered.1 One thing should…

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The Stock Market in Volatile Times

August 14, 2017

You’ve likely heard a few clichés when it comes to investing: stay the course; buy right and hold tight; time is more valuable than money; etc. The point is clear, if your investments align with your goals, timeline and risk tolerance, then there may be no reason to make changes to your portfolio when the…

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Calculating Retirement

August 7, 2017

Yogi Berra once said, “You’ve got to be very careful if you don’t know where you are going, because you might not get there.”1 When it comes to retirement, plenty of people get there — but it may not be what they expected because they either didn’t plan, or their financial strategy didn’t help keep…

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Helping Make Your Retirement Money Last

July 31, 2017

For every five years longer a retiree lives, he or she spends about 15 percent less on average. This means that people in their 70s spend about half of what they do in their 50s. Even with the ramp-up in medical expenses that often comes later in life, retirees still tend to spend less as…

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Will We Ever Close the Gender Gap?

July 24, 2017

Every year, the World Economic Forum updates its Global Gender Gap Report, which measures gender disparity across 144 countries and tracks this progress over time. The report pays special attention to the gaps between women and men with regard to health, education, economy and politics.1 Although the corporate “glass ceiling” has been broken by a…

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Simplify Your Life

July 17, 2017

Life has its highs and lows. Sometimes when we go for a long stretch — everybody in the family is healthy, finances are on track, you’re enjoying yourself — we get that nagging feeling that our good fortune just can’t last. Often, that’s true. There’s inevitably a repair needed on your car, an appliance breaks…

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Checking Up On Healthcare Expenses

July 10, 2017

If there’s one thing every adult demographic in America values, it’s maintaining good health. People with medical conditions may be interested in topics like new medical technology, pharmacology or national changes to health care insurance. Meanwhile, those without serious medical issues want to know how they can stay that way, through nutrition, exercise, weight loss…

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Work Less, Spend Less: How Retiring Boomers May Impact the Economy

July 3, 2017

The economy has grown, in large part, because consumers are spending more money. It remains to be seen whether that trend will continue as more of the massive baby boomer generation approaches retirement. Even before people retire, many tend to slow down their spending habits. Part of this is lifestyle driven; by age 50, most…

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Can Longevity Truly be Predicted?

June 26, 2017

Every morning, Emma Morano ate a raw egg and biscuits. When she died at age 117 in April of this year, she was the oldest person in the world. She lived in Verbania, a picturesque town situated on Lake Maggiore in northern Italy.1 Violet Brown, who was born in 1900 and lives in Jamaica, now…

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Will Bank Changes Lead to Withdrawal From Human Interaction?

June 19, 2017

The investment banking struggles that contributed to the 2008 recession prompted stronger regulations for the finance industry. Unfortunately, some of the rules created to keep the larger banks in check also impacted smaller community banks, which have suffered as a result.1 However, the Trump administration’s goal to cut regulations by 70 percent to 80 percent…

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