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The Florida Retirement System or FRS offers two retirement plans for state and county workers the FRS Pension and FRS Investment plan. Both offer terrific benefits; which on is right for you?

Questions to Consider

Your FRS benefit may make up the bulk or base of your retirement. Each plan has its distinct pros and cons so what you choose needs to match your individual situation. Here are a few things to take into consideration when choosing a plan.

  • How long have you been working at the school system?
  • Your age
  • Do you plan on retiring with the school system or move into another opportunity?
  • Are you someone who enjoys active “control” over their investment?
  • Are you more aggressive or conservative when it comes to your money?
  • Do you worry you might outlive your money?
  • Are you someone who doesn’t want to worry about how their money is invested?
  • Are you at a point where you would like to participate in the DROP program?
  • If I wanted to change plans is that possible?

Learn More: FRS Investment Plan

Strategies for Financial Independence

To schedule a time to discuss your financial future and the possible role of insurance or investments in your financial strategy, contact us at info@voyageretirement.com or call us at 407-284-4911 today!

We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.


It can be difficult to make financial decisions without access to information. If you have questions or concerns about your current retirement strategy, feel free to contact us using the form below.

Get access to our helpful retirement kit which includes two guides that address topics you should consider when planning your retirement.

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Securities and Advisory Services offered through GWN Securities, Inc. Member FINRA/SIPC. a Registered Investment Advisor. 11440 N Jog Road, Palm Beach Gardens, FL 33418. (561)472-2700. Voyage Retirement Solutions, LLC and GWN Securities, Inc.are non-affiliated companies.

Voyage Retirement Solutions and its representatives do not represent, nor are they affiliated with the Florida Retirement System (FRS).

*Guarantees provided by insurance products are backed by the claims-paying ability of the issuing carrier.

The retirement kit is provided for informational purposes only. It is not intended to provide tax or legal advice. By requesting this report you may be provided with information regarding the purchase of insurance and investment products in the future.